COMMON MISTAKES THAT COULD INVALIDATE YOUR BICYCLE INSURANCE

Reasons your bicycle insurance could become invalid:



1. Securing your cycle

Securing your bike is most likely something you do automatically but do check the small print in your policy for any stipulations. For example, there may be a specific list of approved locks you need to choose from with various ratings, depending on the value of your bike. Also, you normally need to have the lock through the main frame and any quick release wheels - secured to an immovable object. If you're not sure, check with your insurer. Also check at home storage, you may need to use an anchor lock cemented into the ground or an immovable object and store the bike out of sight from any windows.



2. Using your bike to make money

If you use your bike to make money, for example as a courier, or for takeaway delivery, then your bike isn't covered under your standard bicycle insurance. You will need to take out separate cover such as bicycle courier insurance.



3. Unattended options

Some insurance providers say if you leave your bicycle in your eyeline within five metres of where you're sitting, say grabbing a...