TOP 12 CAR INSURANCE MYTHS

12 common car insurance misconceptions:

1. “Parking my car in a garage means my car insurance will be cheaper.” - believe 69% of drivers surveyed

But parking your car in a garage might cost more in some cases. Statistically speaking, parking in a driveway is less likely to result in a car accident than entering or leaving a garage. If you have access to both on-street and garage parking, it is worthwhile to compare quotes for each to see which is cheaper.

2. “My quote is what I will pay.” - believe 3 in 4 drivers

70% of drivers with a household income of £15,001- £25,000 believe that they will pay exactly what they have been quoted, whereas less than three in five drivers with a household income of £65,001 - £75,000 believe the same.

A quote is just that: a quote. Companies will base their car insurance quotes on the details you provide. When you're ready to purchase the policy, your quote could well change if that data is incorrect.

Car insurers pull two reports before giving you a quote: a Comprehensive Loss Underwriting Exchange report and your Motor Vehicle Record. In these reports, you'll see ...