COULD CAR MODIFICATIONS AFFECT YOUR CAR INSURANCE? TOP TIPS

Younger people are more interested in car modifications, while older generations tend to keep their cars as they are. These attitudes are probably influenced by cultural shifts, economic circumstances, and new technology. If you're thinking of modifying your car, you should remember these key things:



1. Insurance process: You must tell your insurer about any modifications since the car left the factory. Insurers often have a list of changes that could increase the likelihood of theft or accidents.



2. Coverage: Insurance for a modified car includes everything a standard policy does, plus any alterations. The modification type and the driver's age, address, and driving record can affect the cost. Unless you have specialised insurance, some parts might only be replaced with standard factory ones.



3. Cost implications: Modifications can either increase or decrease insurance costs. Performance upgrades or cosmetic alterations could raise prices too. This is because they can increase the risk of theft or accidents or make the car more expensive to repair. But adding security features might reduce your insurance costs since th...